Tax Reduction Planning

“Anyone may arrange his affairs so that his taxes shall be as low as possible; he is not bound to choose that pattern which best pays the treasury. There is not even a patriotic duty to increase one’s taxes.

Over and over again the Courts have said that there is nothing sinister in so arranging affairs as to keep taxes as low as possible. Everyone
does it, rich and poor alike and all do right, for nobody owes any public duty to pay more than the law demands.” 

– Judge Learned Hand

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Customer Reviews

Your reviews tell us what we are doing right and what we can improve on

"...I have used CYA4TAX for my personal taxes over the past 8 years. I find Mr. Cornish to be available for any questions I have about my taxes....."
Denise H.
Social Worker
"...I have had many accountants and different CPAs in the past. Nothing is as good as this. Best accounting and tax advice. Very good at simplifying complex tax information into layman's terms. They handle multiple business accounts and personal accounts for us. I have and will continue to refer family and friends!...."
Brett R.
Physical Therapist

Tax planning for small business owners allows us to put a report of all tax strategies together to reduce tax legally, moraly, and ethically.

Retirement Tax Mistakes

Most frequently experienced taxpayer mistakes made

Missed Required Minimum Distributions (RMDs)?

The penalty for failing to take a required distribution is a whopping 50% of what you should have taken out. For example, let’s say someone has $1 million in an IRA. At age 70½, that individual must take out $36,496. If he doesn’t, the penalty is more than $18,000. That is huge. And he still has to pay income tax on the full amount. There’s no statute of limitations on this.

Doing an IRA rollover the wrong way

Have you thought about rolling your traditional IRAs from one financial institution to another? Maybe you’re looking for higher returns, more investment selections or better service. If you roll over your traditional IRA, there are some common mistakes you should avoid. “IRA rules can be tricky and some have even changed over the years

If you’re a regular gambler in retirement, this means your fun can cost you thousands more in taxes and increased Medicare Part B premiums each and every year. I call this the hidden gambling tax. 

Obamacare and IRA/401k Savings

Do you qualify for Obamacare Subsidies (tax credits)? Government-sponsored health care savings are based on your predicted household income for the following year (not your income from the past year). Household means that (in most cases), you, your spouse, and any dependents who live in your household are included, even if your family members don’t need insurance. Household income includes taxable wages, tips, self-employment money, unemployment income, most Social Security benefits, retirement or pension, alimony and child support, capital gains, and investment income.

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Why our tax service

  • Tax Planning Savings Calculator
  • Latest up-to-date Tax Software
  • Secure Tax Document Upload and Storage
  • Tax Reduction Planning
  • Remote E-sign and E-filing Services

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